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How it works

  • Register in seconds
  • Get an answer quickly
  • Have money in your account

Why we're better

  • We are the fastest
  • You can get up to $1000
  • 2 step registration process

Better than late fees

  • You can avoid those late fees
  • Bank fees can be very large
  • Reconnecting your utilities is expensive
paydayloans.com never releases your private financial information, so you don't need to worry about privacy.
Fees depend on both the state that you live in as well as the amount of money that you are looking to borrow.
Qualifying for a payday loans requires just a few simple things. Then you are well on your way to a payday loan.

What are payday loans?

Payday loans, also known as cash advances, are small, short term loans, up to $1000. The money can be used at your discretion, and it is meant to be repaid using your next paycheck.


What can I use them for?

Generally, payday loans are taken out when some kind of emergency arises that requires money to take care of it like an unexpected bill, a car repair, or anything else that could come up that needs to be paid immediately.


How do I get one?

Getting a payday loan has never been process. All you have to do to see money in your checking account is fill out the our short registration form. Once you have been approved, matched with a lender, and sent a loan offer, you read through and electronically sign the terms and conditions document, and then you just wait for the money to be deposited into your bank account.

  • Best rates in town

    We work hard to help you find the very best loan for your exact situation to help you get the money that you need at very reasonable rates that depend on the loan amount, the lender, and the state.
  • We are hassle free

    You don't even have to put on shoes to get a payday loan with our help. And our registration is so fast and easy that it takes no time at all to get some emergency money.

MATERIAL DISCLOSURE:

These disclosures are provided to you for information purposes only and should not be considered legal advice.

APR: Representative APRs range from 200% and 1386%. The Annual Percentage Rate is the rate at which your loan accrues interest and is based upon various factors, including, without limitation, the amount and cost of your loan, the term, repayment amounts and timing of payments. The range of values displayed represents the entire range of APRs associated with loans offered by our participating lenders. Some states have laws limiting the APR that the lender can charge you. However loans from a state with no such limiting laws, or loans from a bank not governed by state laws may have even higher APRs. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. By law, the lender must show you the APR before you enter into the loan. Please be sure your lender gives you the APR along with the other terms of your loan before you sign their agreement.

The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We do not have access to the full terms of your loan. This is not a solicitation for a particular loan. We are a referral service to qualified participating small-dollar lenders that may offer amounts between $100 and $1,000. Not all lenders can provide up to $1,000 and there is no guarantee that you will be accepted by a participating lender. We do not endorse or charge you for any service or product. The registration information submitted by you on this website will be shared with one or more participating lenders. Any compensation received is paid by participating lenders and only for advertising services provided. We cannot guarantee loan amount availability or loan approval. You are under no obligation to use our referral service to initiate contact with a lender, nor apply for or accept credit or any loan product with any service provider or lender. Loans provided by participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. These types of loans are not a solution for long-term debt or credit difficulties. Never borrow an amount that cannot be repaid on your next pay period date. We do not control and are not responsible for the actions of any lender. Participating lenders may perform credit checks with credit reporting bureaus or obtain consumer reports through alternative providers. Cash transfer times may vary between lenders, and may depend upon your financial institution. Repayment terms vary by lenders and are regulated by state and local laws. Some faxing may be required by lenders. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to utilize this website or service. The states serviced by this website may change from time to time, without notice. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. You are responsible for complying with all short-term, small-dollar loan statutory obligations in your state of residence. For details, questions or concerns regarding your loan please contact your lender directly. Consider seeking professional advice regarding your financial needs. Be sure to review our FAQs for additional information on issues such as credit and late payment implications.