Among the different ways we work to keep your privacy protected are the following:
PaydayLoans.com will never distribute any information about you to third parties unless we have gotten permission from you to do this. On the PaydayLoans.com website, there are a number of forms you can utilize to provide us with your personal contact information. This information will allow you to use the PaydayLoans.com site for various purposes, including putting in requests, browsing through the information that is available, and creating an account, among others. We may obtain information about you from third parties, such as the following: credit reports, information about your home and demographic information. We do not pull a credit bureau report on customers without their permission. PaydayLoans.com only will use your contact information in the event that we need to get ahold of you to inform you of functionality changes to our services/products; apprise you of beneficial offers for customers; give you some news about our site; or send you other types of critical customer service communication.
It is vital that you understand PaydayLoans.com not only uses session ID cookies, but uses persistent cookies as well. The key difference between these is that persistent cookies remain on your computer’s hard drive for a long time, while session ID cookies expire when you close your Internet browser. Should you want to remove persistent cookies from the hard drive, you just need to follow the directions that should be easily found in your browser’s “help” file.
The PaydayLoans.com website contains built-in security measures that are designed to prevent the misuse, loss and alteration of the various pieces of information under our control. PaydayLoans.com makes use of 128 bit SSL security for encrypting any transmissions that occur while you are providing sensitive data, etc. Please note, however, that because no method of Internet transmission or electronic storage is totally secure, PaydayLoans.com just isn’t able to guarantee its absolute security. Should you find that you have questions or concerns about our website security, please feel free to contact us directly.
Here at PaydayLoans.com, we employ emails for the purpose of communicating with our customers and sending them information they have requested. As well, most of our Web pages contain email links allowing customers to contact us easily and directly. PaydayLoans.com always aims to respond quickly to customer email messages.
It is important for you to understand that there is a possibility PaydayLoans.com will store information you send to us through email and use it to help improve the quality of our website and services. PaydayLoans.com will not ever share this information with third parties unless you provide us with explicit permission to do this.
If PaydayLoans.com is involved in a sale of part or all of the company’s assets, a merger or an acquisition, we’ll inform you via an email message and/or a notice on the PaydayLoans.com website of any change in ownership or uses of your personal information. Additionally, we’ll be sure to inform you of the different options you may have with regard to your information.
On September 27, 2013, A.B. 370 was signed into law, amending the California Online Privacy Protection Act to require operators of commercial websites like PaydayLoans.com to disclose: (1) How PaydayLoans.com responds to "Do Not Track” signals; and (2) Whether third parties collect personally identifiable information (PII) about users when they visit PaydayLoans.com. PaydayLoans.com does not engage in the collection of personally identifiable information (PII) about an individual consumer’s online activities over time and across third-party Web sites or online services. PaydayLoans.com does not honor “do not track” signals. Users who chose to use “do not track” signals will still have access to PaydayLoans.com. PaydayLoans.com does not permit third parties to collect PII about an individual consumer's online activities over time and across different Web sites when a consumer uses PaydayLoans.com.
Section 326 of the USA PATRIOT ACT requires all financial institutions to obtain, verify and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customers and current customers. This information is used to assist the United States government in the fight against the funding of terrorism and money-laundering activities. While PaydayLoans.com is not a financial institution, lenders we work with are financial institutions. What this means to you: When you submit information to PaydayLoans.com, we will ask for your name, physical address, mailing address, date of birth, and other information that will allow us to identify you. This information will be passed on to the lender that you are connected with on PaydayLoans.com.
If PaydayLoans.com makes any changes regarding privacy aspects, including our information handling practices, we’ll be sure to update this document so that the changes are reflected in it at least one week before they are implemented. In the event that PaydayLoans.com initiates any material changes, we will make you aware of these by way of a notice on our website well before the changes show up. We strongly suggest that you peruse this document every once in a while in order to stay up to date on any changes. PaydayLoans.com also may choose to, via email, alert you to changes we think you should be aware of.
PaydayLoans.com is partnered with a credit card processing firm it uses to bill customers for some services. Under no circumstances does said firm ever use, share or store customer data for any secondary purposes. If you are interested in finding out more information about the firm’s privacy policies, feel free to email us at email@example.com.
If any changes occur with regard to your personally identifiable information, or if you decide that you are not interested in using our service anymore, you can easily update, delete or deactivate your account with PaydayLoans.com as needed. You can do this either by emailing us at firstname.lastname@example.org or by inputting the changes right on our member information page.
The PaydayLoans.com website may include public blogs or community forums. Understand that the information you elect to provide in these may be seen and utilized by other people who access them. You are free to email us at email@example.com if you would like to have your information removed from these areas on our website. Note: There may be times when PaydayLoans.com is not able to delete the information that you want taken off our website, and at those times, we’ll always be sure to let you know exactly why we cannot remove the information.
On the PaydayLoans.com website, occasionally we may decide to post customer testimonials, and these could include bits of personally identifiable information. PaydayLoans.com’s policy is to always acquire the consent of a customer via email before we post a testimonial that includes that individual’s name. If PaydayLoans.com posts your testimonial and you then decide later that you don’t want it to be on our site, simply send us an email at firstname.lastname@example.org.
In addition to using cookies and related technologies as described above, we also may permit certain third party companies to help us tailor advertising that we think may be of interest to users and to collect and use other data about user activities on our Sites and/or Services (e.g., to allow them to tailor ads on third party services). These companies may deliver ads that might also place cookies and otherwise track user behavior.
We use Google Analytics' 3rd-party audience data such as age, gender and interests to better understanding the behavior of our customers and work with companies that collect information about your online activities to provide advertising targeted to suit your interests and preferences. For example, you may see certain ads on this website or other websites because we contract with Google and other similar companies to target our ads based on information we or they have collected, including information that was collected through automated means (such as cookies and web beacons). These companies also use automated technologies to collect information when you click on our ads, which helps track and manage the effectiveness of our marketing efforts.
You may opt out of the automated collection of information by third-party ad networks for the purpose of delivering advertisements tailored to your interests, by editing your Google Display Network ads' preferences at http://www.google.com/ads/preferences/. For further information regarding the privacy practices of our advertisement provider, please visit http://www.google.com/privacypolicy.html.
You can have any questions or concerns about our policies on customer privacy addressed by sending us an email email@example.com.
We collect and combine personally identifiable information (“PII”) and non-personally identifiable information (“Non-PII”) through various sources, including those discussed herein. We may obtain Information about you from third parties such as: credit reports, information about your home and demographic information. When you submit your request for information or quote, you are granting us permission to share your PII and Non-PII, including the contact and loan request data you submit with affiliated third parties, including affiliate companies and co-branded partners; you are also granting us permission to be contacted by us or our affiliated third parties, including affiliate companies and co-branded partners. Affiliated third parties include, but are not limited to, banks, commercial lenders, unsecured lenders, secured or titled lenders, and licensed loan brokers, financial service providers (such as mortgage and life insurance agencies), title service companies, debt and credit services companies and auto-finance companies. An "affiliate company" is a company under legal contract with us to fulfill services or is a company owned in whole or in part by us. A “co-branded partner” is a contracted partner with whom we work to provide co-branded services on our website. We do not engage in the collection of PII about an individual consumer’s online activities over time and across third-party Web sites or online services. We do not honor “do not track” signals. Users who chose to use “do not track” signals will still have access to our site. We do not permit third parties to collect PII about an individual consumer's online activities over time and across different Web sites when a consumer uses our site.