Privacy Policy

PaydayLoans.com (“PaydayLoans.com,” “we,” “our” or “us”) respects your privacy, and we have a policy of doing everything that we possibly can to make sure that privacy is protected. This privacy policy replaces any privacy policy previously delivered to you or appearing on the PaydayLoans.com website, any transaction agreement, or any other document previously delivered to you. This privacy policy is effective as of August 27, 2013.

Among the different ways we work to keep your privacy protected are the following:

  • We will go ahead and terminate an account with us should we find out that it is being used to send out spam email messages.
  • We never allow third parties to obtain access to your personal information other than as stated here within this document.
  • We only send you emails if you elect to receive these messages from PaydayLoans.com.

PaydayLoans.com will never distribute any information about you to third parties unless we have gotten permission from you to do this. On the PaydayLoans.com website, there are a number of forms you can utilize to provide us with your personal contact information. This information will allow you to use the PaydayLoans.com site for various purposes, including putting in requests, browsing through the information that is available, and creating an account, among others. We may obtain information about you from third parties, such as the following: credit reports, information about your home and demographic information. We do not pull a credit bureau report on customers without their permission. PaydayLoans.com only will use your contact information in the event that we need to get ahold of you to inform you of functionality changes to our services/products; apprise you of beneficial offers for customers; give you some news about our site; or send you other types of critical customer service communication.

PaydayLoans.com uses the information collected on you from our website statistics by means of log files that third-party tracking partners (your IP address, for example) give to us to help us administer our site and diagnose server problems. As well, we gather a broad set of demographic information from your personal data to help us implement improvements to the PaydayLoans.com website and enable you to have a satisfying experience as a user of the site. The aforementioned information isn’t linked in any way to information that personally identifies you. The PaydayLoans.com website makes use of cookies to record your session information. Please be aware that we do link the information stored in those cookies to personally identifiable information that you submit while you use the PaydayLoans.com website.

It is vital that you understand PaydayLoans.com not only uses session ID cookies, but uses persistent cookies as well. The key difference between these is that persistent cookies remain on your computer’s hard drive for a long time, while session ID cookies expire when you close your Internet browser. Should you want to remove persistent cookies from the hard drive, you just need to follow the directions that should be easily found in your browser’s “help” file.

Also, PaydayLoans.com makes use of cookies for the purpose of storing your username if during the login process you request to remember your username. This stored information will be used to automatically pre fill the PaydayLoans.com login form on your future visits to our website. In addition, should you be referred to our site by a partner or an advertisement, PaydayLoans.com will store information relating to that referral in cookies.

The PaydayLoans.com Privacy Policy doesn’t cover the use of cookies by our tracking utility company, affiliates, partners and service providers. PaydayLoans.com has neither control over nor access to those cookies. The tracking utility company that we partner with uses session ID cookies to try to help us improve our website and make your experience as a customer on it a more satisfying one. The PaydayLoans.com site also contains links to other third-party websites. PaydayLoans.com is not responsible for either the content or privacy practices of those sites, and we highly recommend that you carefully examine the privacy statement of any third-party site that you decide to visit.

The PaydayLoans.com website contains built-in security measures that are designed to prevent the misuse, loss and alteration of the various pieces of information under our control. PaydayLoans.com makes use of 128 bit SSL security for encrypting any transmissions that occur while you are providing sensitive data, etc. Please note, however, that because no method of Internet transmission or electronic storage is totally secure, PaydayLoans.com just isn’t able to guarantee its absolute security. Should you find that you have questions or concerns about our website security, please feel free to contact us directly.

Communication Through Email

Here at PaydayLoans.com, we employ emails for the purpose of communicating with our customers and sending them information they have requested. As well, most of our Web pages contain email links allowing customers to contact us easily and directly. PaydayLoans.com always aims to respond quickly to customer email messages.

It is important for you to understand that there is a possibility PaydayLoans.com will store information you send to us through email and use it to help improve the quality of our website and services. PaydayLoans.com will not ever share this information with third parties unless you provide us with explicit permission to do this.

Distributing Customers’ Information

Again, PaydayLoans.com will never distribute your sensitive personal information to outside parties unless you have provided your express consent for us to do this, or give it out in any ways other than those covered in the PaydayLoans.com Privacy Policy. There only are two exceptions to this: when we determine that we must take such action in order to conform to laws on the books, and if we must comply with a legal process served on the PaydayLoans.com website.

If PaydayLoans.com is involved in a sale of part or all of the company’s assets, a merger or an acquisition, we’ll inform you via an email message and/or a notice on the PaydayLoans.com website of any change in ownership or uses of your personal information. Additionally, we’ll be sure to inform you of the different options you may have with regard to your information.

FOR CALIFORNIA RESIDENTS

On September 27, 2013, A.B. 370 was signed into law, amending the California Online Privacy Protection Act to require operators of commercial websites like PaydayLoans.com to disclose: (1) How PaydayLoans.com responds to "Do Not Track” signals; and (2) Whether third parties collect personally identifiable information (PII) about users when they visit PaydayLoans.com. PaydayLoans.com does not engage in the collection of personally identifiable information (PII) about an individual consumer’s online activities over time and across third-party Web sites or online services. PaydayLoans.com does not honor “do not track” signals. Users who chose to use “do not track” signals will still have access to PaydayLoans.com. PaydayLoans.com does not permit third parties to collect PII about an individual consumer's online activities over time and across different Web sites when a consumer uses PaydayLoans.com.

GLB ACT

For purposes of compliance with the Gramm-Leach-Bliley Act, 15 U.S.C. 6802 (the GLB Act), this Privacy Policy shall serve as both your initial customer relationship and annual Privacy Notice as defined under the GLB Act. If you would like to opt-out from the disclosure of your personal information to any third-party for marketing purposes, please visit www.paydayloans.com/unsubscribe, enter your email address and click the submit button, then confirm your entry.

Patriot Act Compliance

Section 326 of the USA PATRIOT ACT requires all financial institutions to obtain, verify and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customers and current customers. This information is used to assist the United States government in the fight against the funding of terrorism and money-laundering activities. While PaydayLoans.com is not a financial institution, lenders we work with are financial institutions. What this means to you: When you submit information to PaydayLoans.com, we will ask for your name, physical address, mailing address, date of birth, and other information that will allow us to identify you. This information will be passed on to the lender that you are connected with on PaydayLoans.com.

Changes to PaydayLoans.com’s Practices

If PaydayLoans.com makes any changes regarding privacy aspects, including our information handling practices, we’ll be sure to update this document so that the changes are reflected in it at least one week before they are implemented. In the event that PaydayLoans.com initiates any material changes, we will make you aware of these by way of a notice on our website well before the changes show up. We strongly suggest that you peruse this document every once in a while in order to stay up to date on any changes. PaydayLoans.com also may choose to, via email, alert you to changes we think you should be aware of.

PaydayLoans.com’s Service Providers

PaydayLoans.com is partnered with a credit card processing firm it uses to bill customers for some services. Under no circumstances does said firm ever use, share or store customer data for any secondary purposes. If you are interested in finding out more information about the firm’s privacy policies, feel free to email us at support@paydayloans.com.

Access to PaydayLoans.com Customer Data

If any changes occur with regard to your personally identifiable information, or if you decide that you are not interested in using our service anymore, you can easily update, delete or deactivate your account with PaydayLoans.com as needed. You can do this either by emailing us at support@paydayloans.com or by inputting the changes right on our member information page.

Blogs and Forums That Are Part of Our Website

The PaydayLoans.com website may include public blogs or community forums. Understand that the information you elect to provide in these may be seen and utilized by other people who access them. You are free to email us at support@paydayloans.com if you would like to have your information removed from these areas on our website. Note: There may be times when PaydayLoans.com is not able to delete the information that you want taken off our website, and at those times, we’ll always be sure to let you know exactly why we cannot remove the information.

PaydayLoans.com Customer Testimonials

On the PaydayLoans.com website, occasionally we may decide to post customer testimonials, and these could include bits of personally identifiable information. PaydayLoans.com’s policy is to always acquire the consent of a customer via email before we post a testimonial that includes that individual’s name. If PaydayLoans.com posts your testimonial and you then decide later that you don’t want it to be on our site, simply send us an email at support@paydayloans.com.


In addition to using cookies and related technologies as described above, we also may permit certain third party companies to help us tailor advertising that we think may be of interest to users and to collect and use other data about user activities on our Sites and/or Services (e.g., to allow them to tailor ads on third party services). These companies may deliver ads that might also place cookies and otherwise track user behavior.

We use Google Analytics' 3rd-party audience data such as age, gender and interests to better understanding the behavior of our customers and work with companies that collect information about your online activities to provide advertising targeted to suit your interests and preferences. For example, you may see certain ads on this website or other websites because we contract with Google and other similar companies to target our ads based on information we or they have collected, including information that was collected through automated means (such as cookies and web beacons). These companies also use automated technologies to collect information when you click on our ads, which helps track and manage the effectiveness of our marketing efforts.

You may opt out of the automated collection of information by third-party ad networks for the purpose of delivering advertisements tailored to your interests, by editing your Google Display Network ads' preferences at http://www.google.com/ads/preferences/. For further information regarding the privacy practices of our advertisement provider, please visit http://www.google.com/privacypolicy.html.

Contacting PaydayLoans.com

You can have any questions or concerns about our policies on customer privacy addressed by sending us an email at

support@paydayloans.com.

Privacy Permissions

We collect and combine personally identifiable information (“PII”) and non-personally identifiable information (“Non-PII”) through various sources, including those discussed herein. We may obtain Information about you from third parties such as: credit reports, information about your home and demographic information. When you submit your request for information or quote, you are granting us permission to share your PII and Non-PII, including the contact and loan request data you submit with affiliated third parties, including affiliate companies and co-branded partners; you are also granting us permission to be contacted by us or our affiliated third parties, including affiliate companies and co-branded partners. Affiliated third parties include, but are not limited to, banks, commercial lenders, unsecured lenders, secured or titled lenders, and licensed loan brokers, financial service providers (such as mortgage and life insurance agencies), title service companies, debt and credit services companies and auto-finance companies. An "affiliate company" is a company under legal contract with us to fulfill services or is a company owned in whole or in part by us. A “co-branded partner” is a contracted partner with whom we work to provide co-branded services on our website. We do not engage in the collection of PII about an individual consumer’s online activities over time and across third-party Web sites or online services. We do not honor “do not track” signals. Users who chose to use “do not track” signals will still have access to our site. We do not permit third parties to collect PII about an individual consumer's online activities over time and across different Web sites when a consumer uses our site.

(©) 2017 PaydayLoans.com. All Rights Reserved.

Legal Disclaimer: With your use of this website you agree to PaydayLoans.com's Terms of Use, Privacy Policy, and E-Consent. A payday loan is a small, unsecured and short-term loan that's intended for use specifically as a form of short-term financial relief, and it's not meant to be a long-term financial solution. Consumers that find themselves presently struggling with debt and credit difficulties should seek out debt and credit advisory assistance. PaydayLoans.com is not a lender and nothing on this website constitutes an offer or solicitation to lend. Additionally, we do not work as a representative, broker or agent of any payday lender. PaydayLoans.com informs consumers of lenders who may meet the consumer's requested needs, and PaydayLoans.com never charges any fee for this service. Residents of certain states may not be eligible for a payday loan as eligibility is based upon lender requirements. Users are under no obligation to request any loan product or use PaydayLoans.com's service. It is standard for lenders of payday loans to perform credit checks with credit bureaus or for lenders to obtain consumer reports through alternative providers. In submitting your information, you are fully agreeing to be contacted by lenders and/or third party providers, and/or agents of those lenders or providers.

Availability: Residents of some states may not be eligible for a short term cash loan based upon lender requirements. Our company does not guarantee that completing an inquiry form will result in you being connected with a service provider or lender, being offered a loan product with satisfactory rates or terms, nor receiving a loan from a service provider or lender. This offer and service provided by PaydayLoans.com is void where prohibited.